Archive for James Hockney

Balancing the UK books

The Chancellor has put forward the Charter of Budget Responsibility, which sets out a clear money
timetable to get the current budget into balance by 2017/18.

In the meantime the two Ed’s continue their shift to the left producing the failed policies of old Labour – more taxes, more spending – whilst saying we need to reduce the deficit, but voting against the measures to bring it down!.

labourThe contrast could not be more clear with the intervention by the head of the Institute for Fiscal Studies has warned that Labour’s policy for more borrowing risks adding £170 billion to the national debt by 2030. Heaping on more debt for future generations. We need to live within our means now.

This country has come a long way since Labour left us with one of the worst deficits in history. Labour haven’t learnt their lesson and give every indication they would make the same mistakes again given the chance.

Britain faces a choice this May – whether to stick to the competent, long-term plan that is turning our country around, or to put it at risk with the people who crashed the economy in the first place.

Fight to save last Natwest branch in South Cambridgeshire District

I am delighted that the campaign to save the Histon Natwest branch is gathering pace.

The motion about the branch closure I have put forward to the next Full Council meeting of South Cambridgeshire District Council in January will now be seconded by Histon Councillor Edd Stonham. The meeting is open to the public to attend.

It was with some amazement that the news came through of the closure of the Natwest Histon branch, to take place on March 25th.

The branch, just north of Cambridge, has not only the large population of Histon/Impington, but also many large surrounding villages like Waterbeach, Milton, Cottenham, Landbeach, Girton and Oakington.Natwestpostoffice

The Histon branch represents the last remaining Natwest branch located in the South Cambridgeshire District Council area – of over 100 villages.

If the closure does happen, then Natwest customers will have to either use the Post Office for certain services or go into Cambridge City, St.Ives or Ely  – as the nearest branches.

 

NatwestmoneybanksIt is very much my hope, that Natwest, as a listening bank, will listen to public opinion on this issue and the community feeling as we go into 2015.

Finally! – The pay day cap is here.

moneyThe cap has been a long time coming. At last the FCA (Financial Conduct Authority) has implemented the cap on pay day lenders. The means that a borrower will never have to pay more than 100% of the original loan amount back.

There is already major changes in the market with many pay day lenders closing down with an estimated halving of loans. This is also because of changes implemented in July including limit on roll-overs, more affordability checks and controls on CPA’s which is a mechanism that has allowed lenders to take money from people’s bank accounts.

Whilst this is all welcome, it does not resolve the symptom cause of people needing payday loans. Some have warned of the risk that this will push people to illegal loan sharks. It is reckoned that around 70,000 people will not be able to get a loan under the new system.

This is why Credit Unions must play a very important role in the solution going forward as not only do they offer affordable loans, they also help give money management and debt advice. A crucial part of helping stop the cycle of debt that leads people to payday lenders in the first place. For example the London Mutual Credit Union would charge £3 on a £100 loan.

CreditUnion

The UK currently has around 400 credit unions and a million members in total. Credit unions are usually move supportive than the high street towards people with bad credit histories. Plus APR rates vary between 7-40%.

The Government has now put in £38m for the Credit Union Expansion Project, launching next April. Within the scheme dozens of credit unions will bring together their resources to cut down on administration costs.

The project is run by the Association of British Credit Unions Ltd. A key part of the project is to improve the industry’s use of IT to enable instant credit scoring. Currently many Credit Unions will take over a week to lend money, where as payday lenders can offer instant loans. So this step will provide Credit Unions with a way to combat the USP of instant loans that payday lenders have had.

There will continue to be close scrutiny of pay day lenders, as many are now increasing there charges to the maximum level of the cap.

Fighting local Natwest branch closure

NatwestIt was with some amazement that the news came through of the closure of the Natwest Histon branch, to take place on March 25th.

The branch, just north of Cambridge, has not only the large population of Histon/Impington, but also many large surrounding villages like Waterbeach, Milton, Cottenham, Landbeach, Girton and Oakington.Natwestpostoffice

The Histon branch represents the last remaining Natwest branch located in the South Cambridgeshire District Council area – of over 100 villages.

If the closure does happen, then Natwest customers will have to either use the Post Office for certain services or go into Cambridge City, St.Ives or Ely  – as the nearest branches.

To this end I have put forward a motion about the branch closure to the next Full Council meeting of South Cambridgeshire District Council in January. Any members of the public can attend the meeting to show their support.

NatwestmoneybanksIt is very much my hope, that Natwest, as a listening bank, will listen to public opinion on this issue and the community feeling as we go into 2015.

Please feel welcome to contact me on this issue.

Call for School route to be gritted

Icy road Landbeach CottenhamToday I met the County Council gritting team in Witchford with fellow local Councillors. The issue at hand is the School bus route and busy road linking Landbeach and Cottenham not being gritted.

The gritting team have a budget of £2.2million per year and need to find savings of £750k. They have managed to use budgets to ensure this is now actually £450k. The savings will be found by; (1) changing leases arrangements (2) route optimisation (3) domain forecasting software that splits the County into sections. That said this would be to maintain the current service as it is. However this gives you a picture of the challenge we face to get Landbeach to Cottenham road gritted as a priority.

All routes are designated as primary (red, blue) or secondary (green) priority. With set criteria;

The next review will be sometime in 2015 where a panel will make recommendations on routes to then be signed off by a senior director at the County.

The condition of the School buses is not something covered by the gritting team. So we will need to work with Village College on this.

Currently the County treat 44% of routes (primary) compared with neighbouring areas reaching around 30-35%.

The gritting team have agreed to work up a costing for gritting the School route Landbeach-Cottenham road.

From this we can; (1) Apply political pressure for the County to again fund this route (2) Community provides the funding to reinstate (3) Community does the gritting.

Typically primary routes are gritted 40-50 times a year.

I have spoken to Steve Ellison from Cottenham Village College who is fully behind us – as this is both a safety issue and getting an education everyday for local youngsters.

I will continue to press for action.

Visit to Red Balloon Braintree

I was delighted to visit the Red Balloon Learner Centre in Braintree today. For those that do not know Red Balloon; it is a charity founded by Dr Carrie Herbert MBE to help recover bullied children that can no longer attend school.

Currently the charity has Learner Centres in London, Reading, Norwich, Cambridge and Braintree, They also provide ‘Red Balloon of the Air’ which is an on-line environment for those areas not covered by a Red Balloon or where there is not a full physical Learner Centre.

What struck me about attending is how young people can be helped back into mainstream education. Indeed RB over the last 18 years has seen 95% of their students going back to School.

It always amazes me how little support the 16,000 (this is a conservative figure with a small c) children out of education receive. This is why I have drafted a ‘Charter for bullied children‘ which should be implemented nationally.

For those that want to learn more about Red Balloon please www.redballoonlearner.co.uk there is also a charity event on December 11th www.redballoonlearner.co.uk/events/2014/12/sophie-bevan-sings

My Charter for bullied school children

It was recently Anti-Bullying Week. We face a serious issue of social justice in the UK where the excluded bully attends alternative provision, in these cases in the form of a Pupil Referral Unit (with £16k+ annual funding), yet all too often the self-excluding bullied child – the victim – has no such provision and receives little or no support.

There are at least 16,000 children between the ages of 11 and 15 missing education in England because they have been severely bullied. This figure is likely to be an underestimate owing to the way in which local authorities (LAs) record their data. In fact many LAs do not even record the reason for a child withdrawing from school.

Children self exclude for fear of further physical attacks, ostracism, humiliation, cyber messages, website exposés and other forms of mental and physical bullying. They are too frightened to attend.

In most instances, the parents of children who are severely bullied make numerous complaints, which take many months to investigate. The child is told to change their behaviour (arrive late, work in the library, not go out at break, eat separately and go home early), and increasingly feels that it is they who are the problem and therefore ultimately to blame. ‘If they were not there these things would not be happening.’

If schools do offer support for self-excluding students who have been bullied they generally seek the cheapest way of meeting education inspection criteria for self-excluding students (for example, having work sent home, having a teacher assistant available to support or accessing the curriculum online). In some cases such measures work satisfactorily.

Bullied children usually self-exclude from school as a last resort. After a few weeks at home, isolated from peers and with parents who may be threatened with being taken to court for allowing their child to truant, the situation deteriorates further. Many children, as a consequence of the relentless bullying, develop conditions such as eating disorders, self-harm, depression, panic attacks and agoraphobia.

So here is my six-point Charter:

(1) Special educational needs status should be granted to severely bullied children too traumatised to attend school. Government should give severely bullied children incapable of attending school special educational needs (SEN) status, alongside other supported groups (Aspergers, autistic, ADHD).

(2) Training for school staff and whole school programmes to tackle bullying. Government should introduce whole school programmes where students are central to implementation.  There are many pilot schemes in which this has been proven to work. Bullying is anti-social behaviour occurring mostly between students – so students need to be involved in its elimination. Schools need policies that are consistent, usable and accessible, supported by named anti-bullying Coordinators, parent awareness programmes, support groups and an effective PSHE programme.

(3) The educational needs of self-excluding bullied children must be met.For this to happen, each LA must name an officer with responsibility for ensuring either that all alternative provision is of good quality, or that students who have difficulties in accessing mainstream school are provided for. That officer must intervene when provision is inadequate and have the power to direct schools to make alternative provision if it appears necessary. The quality of the work of that person (measured by the quality of the programmes provided) must then be reported upon within Ofsted’s assessment of the LA’s work.  This would be an interim measure with the aim that every child, when ready, would return to a mainstream school. Already the Red Balloon Learner Centre group has a record of 95 per cent of severely bullied children returning to mainstream education.

(4) Alternative provision must be monitored.LA officers must have a responsibility to ensure that any alternative provision offered to a severely bullied self-excluding child be of good quality. If a parent/carer has concerns about this provision and has made a formal complaint, this and the outcome must be recorded in a register. Ofsted should examine this register.

(5) Each LA and school must make it clear to parents/carers how the education of children self-excluding from school due to bullying is to be funded. The funding might operate only for a set time period (one year, say) at the end of which teachers from the previous school, the LA, parents, alternative provider staff and the child assess the likelihood of a successful re-integration to a mainstream school. If another year of alternative provision is required then this is negotiated at the end of the first year of such provision. Efforts must be made to prevent schools and LA’s from claiming the other is responsible for alternative provision funding and then using the subsequent delay caused by debate to circumvent responsibilities.

(6) The DfE needs to state its policy on distance learning.The Department for Education must state its policy on distance learning, particularly with respect to alternative provision. It also needs to say what it seeks from providers of distance education. How children out of school in remote rural areas should be supported requires an answer.

Making these changes would go a long way towards helping and supporting the victims of bullying.

Well done Lewis!

HamiltonWhat a great day for British Motorsport. I have been watching F1 since I can remember. During the course, seeing British greats like Nigel Mansell and Damon Hill flying the flag for our Country and winning memorable World Championships after missing out in previous years. Nigel Mansell in 1986 when his tyre blew at 200mph and heroically holding onto the car or the agony for Damon Hill when he collided with Michael Schumacher in 1994.

AUTO-PRIX-F1-ABU-DHABI-PODIUMToday the day belongs to Lewis Hamilton – joining an elite group alongside only Jim Clark and Jackie Stewart of being a double British F1 World Champion. His drive today was flawless from lights to flag, winning his 11th race of the season. A record that is only exceeded by that of Sebastian Vettel and Michael Schumacher.

Certainly to see his victory lap proudly carrying the Union Jack and being congratulated by Prince Harry was a proud day for our nation.

MassaThis was topped of with the resurgent Williams team finishing 2nd and 3rd. Their year has also been a wonderful comeback from the wilderness. Where many great teams slip down the grid and disappear, not so for a great team like Williams who came back to finish 3rd in the Constructors Championship – a story of British engineering, resilience, spirit and can do attitude.

Finally we saw our own Martin Brundle conduct the podium interviews.

One person I have not mentioned is Jenson Button, who finished fifth to ensure McLaren staying ahead of Force India in the Constructors Championship. This ensures ten of millions of pounds in the shared television rights. His fortitude and results this year means he really does deserve to be lining up on the grid in 2015.

All in all a wonderful year to look back on and a great 2015 to look forward to.

 

Conservatives; the Party to tackle the cost of living

When you hear the frequent speeches, or should I say relaunches of Ed Miliband’s leadership, one would think that only Labour and Labour alone care about the cost of living.

Whilst today Ed managed to remember to mention the deficit, he never mentions the inconvenient truth. ThatPayday Labour presided over, post war, both the longest and the deepest recession since the war. Not only that Labour knew about the squeeze on living standards started before the recession affected wage increases, Liam Byrne said: “A special four-strong team of officials drafted a document that spotted that the rot had set in back in 2005”.

Add to that the tax hikes Labour imposed;
(1) Labour doubled income tax for the poorest by abolishing the 10p tax band.
(2) Council tax doubled under Labour. Council Tax soared under Labour with bills hitting £1,439 on an average Band D home in England in 2010/11, an increase of 109 per cent on 1997 costing hardworking families an extra £751 a year.
(3) Labour raised the rate of fuel duty 12 times while in office and planned for six further fuel duty rises after the election.

Yes, but what have the Conservatives done?

(1) Our long-term economic plan has kept mortgage rates low by not increasing borrowing. Families are benefitting from low mortgage rates – the two-year 75 per cent LTV fixed rate in September 2014 was 2.46 per cent.

(2) Cutting income tax for over 26 million people. We have increased the personal allowance to £10,000, a typical tax cut of £705. Over 3 million people on the lowest incomes will pay no income tax. Someone working full-time on the minimum wage will have had their income tax bill cut in half.

(3) We’ve frozen fuel duty so families are saving £360 on petrol if they fill up their car once a week. We have cancelled Labour’s planned fuel duty rises, making petrol 13p per litre cheaper than it would have been.

(4) Funding to freeze council tax so families keep more of the money they earn. For four years we have offered councils money so that they have the option to freeze their council tax and help their hardworking residents. Where councils have accepted our offers, council tax will have fallen by up to 11 per cent in real terms since 2010, saving people an average of £281 a year on an average Band D property.

(5) Rolling back green levies and making sure people get the cheapest deal on their electricity. By cutting green taxes we have saved people an average £50 on their energy bills and through the Energy Bill we have taken steps to ensure people get the best energy tariff deal. This could save households as much as £158.

(6) Delivered the biggest ever cash rise in the Basic State Pension. The Government introduced the triple lock to guarantee that the Basic State Pension always increases in line with earnings, inflation, or 2.5 per cent – whichever is highest.

That is why I think the Conservative are delivering a better deal for the British people. 

 

UK – helping those in need around the World

UKtreatmentcentreThis week saw the important opening of an Ebola Treatment Centre in Sierra Leone which has 80 beds to be managed by Save the Children with a further 12 bed centre staffed by British Army medics. Vital in the fight against Ebola – especially as there are currently just 326 treatment beds in Sierra Leone.

The site also has a testing laboratory run by British scientists that doubles the country’s lab capacity. Construction of the treatment facility has been a real team effort – funded by the Department for International Development and designed and overseen by British Army Royal Engineers. It is the first of six centres to be built by Britain in Sierra Leone.

UKAID1Now construction moves to the other five proposed treatment facilities, at Port Loko, Makeni, Moyamba and two further centres in Freetown are so important. Once completed, these facilities will take the number of UK-supported beds to over 700, capable of providing direct medical care to up to 8,800 patients over 6 months.

This is just part of the UK’s £230 million Ebola response package includes funding for burial teams, work with communities on new burial practices, the roll out of up to 200 new community care centres and help support the country’s stretched public health service.

PhilippinesAcross the World, UK aid is helping the lives of the world’s poorest people. For example we are helping 2.3 million women to get into work; working to get 4.5 million girls into primary and 700,000 girls into secondary school by the end of this year; and working to tackle diseases by providing safe drinking water.

Now you may ask, does the money get to those in need? DfID now has a ‘Aid Transparency Guarantee’ that means ensures Justine Greeningthat everyone can see how the UK’s aid budget is spent and before financial aid is provided, DfID checks the risks of corruption and only provides funding if it is clear it will be used for proper purposes. Moreover the UK is leading efforts against corruption at the heart of the G20. Leading in the creation of the G20 Anti-Corruption Working Group.

uk-aidConsider that we are protecting millions of children against preventable diseases. We are funding programmes to vaccinate over 80 million children – which will help to save 1.4 million lives. We are also helping to vaccinate 45 million children against measles during this parliament, saving 100,000 lives, and working to finally rid the world of polio.

We should be proud of the efforts that we are making to save lives around the world.