Archive for September 2014

Time to resolve the West Lothian question – English votes for English laws

UK ParlAs the old saying goes, a week is a long time in politics. With the Scottish people clearly saying No in the independence referendum the focus has now rapidly shifted to further devolution, but this time across the UK including England.

The West Lothian question always seems to be one of those background issues that pops up every so often when a controversial vote is carried with Scottish MP’s but then left at that. Clearly this is now an issue front and centre. MP’s like John Redwood were quick to call for this once extra powers were being muted for Scotland.

The Prime Minister announced today that William Hague would chair a Cabinet committee to draw up plans forUK Parl II a fair settlement for the rest of the UK alongside new powers for Scotland.

Just as Scotland will vote separately in the Scottish Parliament on their issues of tax, spending and welfare, so too England, as well as Wales and Northern Ireland, should be able to vote on these issues.

Creating a Cabinet Committee to draw up plans for a fair settlement for the rest of the UK alongside new powers for Scotland. William Hague will chair a cabinet committee – which will draw up plans to the same timescale as the plans for more powers for Scotland.

West LothianThe Labour position on English votes for English matters seems far from certain. It was interesting to see the BBC today actually grilling the Labour spokesman Sadiq Kahn on the question – and not letting the matter go. I was still non the wiser after watching this.

I do very much hope they do the right thing, rather than the politically expedient option – after all this is a question of fairness.

Help to buy – adding a rung on the housing ladder

HTBToday new figures were released that showed over 50,000 families have been able to see the dream of owning their own home through the ‘Help to Buy’ scheme.

Often the biggest challenge of being a first time buyer is the deposit required. As each year passes houses prices continue to outstrip earnings. To which I can offer a personal example. Before being a house owner, my first property was a one bed flat. The purchase price was the same as that of a four-bed home on the estate 15 years prior!

‘Help to Buy’ allows people to access an affordable mortgage with only a 5 per cent deposit.HTB2

The scheme has also boosted the economy. Since the Equity Loan part of ‘Help to Buy’ was first launched in April 2013, private house building has risen by 34 per cent. Construction companies are taking on new workers at the fastest rate since 1997.

The Government is now extending ‘Help to Buy’ the Equity Loan scheme will now be extended to 2020, which is estimated will help 120,000 more households buy a new build home.

There are now more new homes being built than at any time since 2007 – helping people to find a good quality home. Over 480,000 new homes have been delivered since April 2010 with 36,230 homes started in April to June 2014 and 137,780 started in the 12 months to June 2014.

Clearly delivering housing need is using all the options like; rental, council housing, social housing, shared equity, land trusts, local connection housing and now help to buy.